Self-Employed Loans

Being self-employed shouldn’t stand in the way of homeownership! With flexible qualification requirements and tailored loan programs, getting a mortgage as a business owner is more achievable than ever. Watch now to discover how self-employed loans can work for you!

Key Benefits of Non-QM Self-Employed Loans:

Flexible Income Verification
Instead of relying on tax returns, these loans often use bank statements, profit and loss statements, or other alternative documentation to evaluate your income.
Credit-Friendly
Borrowers with lower credit scores or unique credit histories may still qualify.
No Standard Debt-to-Income (DTI) Requirements
These loans focus on your overall financial picture rather than strict DTI ratios.
Higher Loan Amounts Available
Non-QM loans can accommodate larger loan amounts compared to traditional mortgages.

How It Works:

– Bank Statement Program: Typically, lenders will review 12–24 months of business or personal bank statements to assess your cash flow and determine your income.

Profit and Loss Statement: 12 or 24 months statement displaying the revenue and associated expenses for your business over a period of 1 or 2 years.

– Asset-Based Qualification: For those with substantial savings or investments, you may qualify based on your assets.

Non-QM loans are an excellent solution for entrepreneurs, freelancers, and business owners who need mortgage options that reflect their true earning power. Contact us today to explore how this innovative financing option can help you achieve your homeownership goals!

Self-Employed Loans

Being self-employed shouldn’t stand in the way of homeownership! With flexible qualification requirements and tailored loan programs, getting a mortgage as a business owner is more achievable than ever. Watch now to discover how self-employed loans can work for you!

Key Benefits of Non-QM Self-Employed Loans:

How It Works:

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